Insurance Dictionary

Insurance should be easy to understand and accessible to everyone.
This insurance dictionary highlights the terms you need to know.

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Misstatement of Age
Morbidity Rate
Mortality Rate
Multi-Trip Coverage (Days per Trip)
Occupational Class
Optional Benefit / Rider / Add-On
Oral Surgery
Orthodontics
Orthopedic Shoes / Custom Orthotics
Overall Plan Maximum
Oxygen and Equipment
Paramedical Disciplines
Pay-Direct card / Drug card
Per Incident
Per Person / Per Family
Per-Practitioner Annual Maximum (Paramedical)
Per-Visit Cap (Paramedical)
Per-Visit Maximum
Per-X-Years Limit
Periodontics
Pharmacist
Physician
Plan Member
Plan Sponsor
Plan Tiers
Policy (Contract)
Policy Maximum (Travel)
Policyholder
Pre-Determination of Benefits
Pre-Existing Condition
Pre-Existing Medical Condition
Preferred Hospital Accommodation
Premium
Prescription Drugs
Preventive (Dental Subcategory)
Preventive / Basic Services
Prior Authorization
Private Duty Nurse
Provider
Provider Networks / Digital Tools
Provincial Coordination
Reasonable & Customary
Recall Interval (Dental)
Reimbursement / Coinsurance
Reinstating a Policy
Renewal Date
Restorative (Minor/Major)
Shared Dispensing Fee / Fee Limit
Short-term Disability Insurance
Smoking-Cessation Drugs
Split Modules
Spouse / Partner
Stability Clause
Stability Period
Stable
Supplementary Health Insurance
Surgical Stockings / Brassieres
Term Life Insurance
Travel Insurance
Treatment
Trip Cancellation and Interruption Insurance
Trip Length Limit
Underwriting
Usual & Customary Fee List (dental)
Virtual Counselling
Vision Care
Waiting Period
Waiver of Premium
Wigs & Hairpieces
Year-by-Year Step-Ups
Zero Deductible Plan (No Annual Deductible)
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