Multi-Trip Coverage (Days per Trip)

Multi-trip coverage provides emergency medical protection for an unlimited number of trips within a 12-month period, each lasting up to a specified number of days. For example, a plan might cover unlimited trips of up to 30 days each.

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This benefit is ideal for frequent travelers because it eliminates the need to buy single-trip insurance every time. If a trip exceeds the covered duration, you can often purchase a top-up to extend the coverage period.

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Example:

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If your multi-trip plan covers 15 days per trip and you travel for 20 days, you must buy a 5-day top-up to remain insured for the entire trip.

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What to Watch For:

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Ensure your trip length stays within the covered days. Exceeding the limit without a top-up may void emergency medical coverage entirely.