Convalescent Hospital

A convalescent hospital benefit covers short-term stays in a licensed recovery facility following hospitalization. It helps patients regain strength after surgery or major illness when home care is not yet practical. Coverage usually provides a daily allowance for room, board, and nursing care, subject to an annual or lifetime cap.

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This benefit bridges the gap between acute hospital care and home recovery, reducing personal financial strain during rehabilitation.

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Example:

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If your plan pays $60 per day for up to 30 days, you could receive up to $1,800 toward a convalescent stay.

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What to Watch For:

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Admission must typically follow an inpatient hospital stay and be prescribed by a physician. Room upgrades beyond standard accommodations may not be covered.