Benefit Period (Vision)

The benefit period for vision refers to how often your vision care coverage renews and allows you to make new claims for eligible expenses such as glasses, contact lenses, or eye exams. Unlike other benefits that reset each year, vision care often renews every two benefit periods, which can mean every 24 consecutive months rather than every calendar year.

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The benefit period begins on the date your coverage starts or on your plan’s renewal date. During this time, you can claim eligible eyewear or exam expenses up to your vision care maximum. Once the period ends, the maximum resets, and you can submit new claims in the next cycle.

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This structure helps manage long-term expenses, since eyewear typically lasts several years. It also ensures equitable coverage for both prescription lenses and routine eye exams without unnecessary overlap.

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Example:

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If your plan provides a $250 vision maximum every two years and you buy glasses for $220 in 2025, you can make another claim in 2027 once the new benefit period begins.

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What to Watch For:

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Verify whether your plan’s two-year benefit period follows a strict 24-month schedule or aligns with an anniversary year.